Most business owners don't know what funding is actually open to them. That's not on you.
You stay focused on your business - the part only you can do. We'll handle the funding search, the paperwork, and the lender maze.
Start your funding search
Two minutes, no credit search, no signup required.
A real conversation
Real experience. Funding delivered.
Access 200+ lenders
We search our full panel for the right terms.
A clear, fast answer
Some decisions land within hours.
Ways to fund it
Support for any situation you're in
With access to 200+ lenders and having placed £500M of funding for SMEs across the UK, you’re in safe hands.
Ensure your business has the cash it needs to operate confidently day-to-day. It’s about keeping your finances balanced - covering wages, suppliers, stock, and overheads without pressure or disruption. By strengthening your working capital position, you protect cash flow, reduce financial strain, and give your business the freedom to focus on growth, opportunity, and long-term success.
Give your business the capital to scale with confidence, whether you’re opening a new site, recruiting, investing in equipment, or launching new products. It’s designed to help ambitious companies accelerate their plans without straining cash flow. With flexible terms and funding aligned to your goals, growth funding empowers you to move faster, take bigger opportunities, and build the next chapter of your business.
Acquire the tools, machinery, vehicles, or technology your business needs without tying up valuable working capital. Instead of paying upfront, you spread the cost over manageable terms, keeping cash flow healthy while still accessing the assets that drive productivity and growth. Whether you’re upgrading existing equipment or investing in new capabilities, this type of funding helps you move forward quickly and efficiently.
Bring multiple existing loans, credit facilities, or merchant cash advances into one simple, affordable repayment. By streamlining your agreements, you reduce financial pressure, improve cash flow, and gain clearer visibility over your monthly outgoings. It’s a smart way to regain control, lower costs, and create a more stable foundation for future growth.
Stay steady during quieter trading periods and fully prepared for peak seasons. Whether you experience fluctuations due to industry cycles, weather, tourism, or retail demand, this type of funding smooths out the highs and lows. It ensures you have the working capital to cover stock, staffing, and operational costs - keeping your business stable, predictable, and ready to maximise revenue when demand rises again.
Get the upfront capital needed to deliver work before payment is received. Whether you’re starting a new project, fulfilling a large order, or taking on a contract with staged payments, this type of finance covers materials, labour, and operational costs so you can move forward without cash flow strain. It’s designed to help you take on bigger opportunities confidently, complete projects smoothly, and free up revenue without waiting for client payments.
Purchase the goods you need ahead of demand. Whether you’re preparing for a busy season, launching new product lines, or securing bulk-buy discounts, this type of funding ensures you can stock up without straining cash flow. It’s designed to help you stay competitive, meet customer demand, and keep your business moving.
Fast, reliable working capital when your business faces unexpected costs or sudden disruption. Whether it’s urgent repairs, equipment failure, supply issues, or a short-term cash flow shock, this type of funding helps you act quickly and keep operations running smoothly. It’s designed to reduce stress, protect stability, and give you the breathing room to recover and move forward with confidence.
And more
Talk to us about your specific needs
Every business's situation is different. Share what you're looking to achieve and we'll work with you every step of the way.
No credit searches. 100% confidential until you're ready.
Confidentiality
Nothing happens until you're ready.
No credit searches. No lender exposure. No forms that commit you to anything. Every conversation with Fundr starts private and stays that way until you decide to move forward.
People, not algorithms
The difference you get
Don’t get stuck with bank or lender algorithms. One flag can auto-decline you.
Here you get a partner who helps you navigate all your options, so you can get back to running your business.
Two routes to funding.One partner who gets it done.
A fintech algorithm can only ever answer yes or no. It reads your numbers, hits a flag, and stops - it can't ask why, or weigh that flag against the business behind it. A growth partner can.
Fin-tech lender
An algorithm decides
One data point, no context - an instant read.
No room for “why”
A dip, a one-off, a quiet month - the algorithm can't tell the difference.
Auto-declined
The flag trips, the application ends there - no appeal.
Growth partner
A person decides
The same flag, seen alongside everything else about the business.
Champions the “why”
Turning a red flag into clarity - to deliver the right funding outcome.
Funded
We keep working the case until it's a yes.
No credit searches. 100% confidential until you're ready.
Meet the founders
Built by the people you'll actually talk to.
Fundr was founded by Matt Watkin and Sam Reader, uniting funding expertise with proven experience guiding businesses through growth.
Matt Watkin
Commercial finance
14 years in a commercial finance brokerage - deal structure, lender relationships, and the commercial intuition that comes from senior leadership experience. More than £500M in funding sourced for business owners across the UK.
Sam Reader
Startups & growth
10 years scaling a business from inception to £2.5M raised and working with 100s of high-growth businesses. Deep experience in the operational and financial challenges that businesses face - the challenges funding solutions actually need to solve.
FAQ
Frequently asked questions
Straight answers to the questions we hear most. Can't find yours? Our team is one message away.
That's exactly what the first conversation is for. We look at your business, your plans, what you're trying to fund and then select the most appropriate lenders from our network, not the other way around. You don't need to know the market. That's our job.
You can, and sometimes that's the right call. But most banks only offer their own products, at their own criteria, which may not fit your situation. We work across a much wider panel, so we can compare terms and find what actually suits your business, not just what one lender is willing to offer.
No. Getting a general read on what could work for your business, including the free funding roadmap, involves no credit search of any kind. Nothing touches your credit file until you choose to move forward with a specific application.
We receive a commission from the lender when a deal is placed, which varies depending on the lender and product. We'll always confirm the specifics before you proceed, so there's nothing hidden in how we're paid.
We start with your business and your ambitions, not with a product we're trying to place. We take the time to understand where you are before recommending anything, and you deal directly with Matt or Sam, not a call centre or a rotating account handler.
It depends on your business, your plans, and how much control you want to retain. Debt keeps ownership intact but comes with repayments; other options may suit differently depending on your stage and goals. We'll talk through what fits your situation. There's no single right answer for every business.
Still have questions? Talk to our team